No matter what kind of lifestyle you lead in Tennessee, having a beloved pet can make it that much more enjoyable. From listening to live music with your pup in Nashville to enjoying a relaxing retreat in the Great Smoky Mountains with your cat, there’s plenty to do. However, there’s also the possibility of an accident or unexpected illness. With MetLife Pet’s award-winning1 pet insurance, you can be prepared for whatever life throws at you and your furry family.
Looking for Pet Insurance in Tennessee?
Why Pet Insurance May Be a Good Idea if You Live in Tennessee
As a Tennessee resident, you’re likely already aware of the beauty and adventure to be found. But are you aware of the potential hazards to your pets? Tennessee sits near Tornado Alley, putting pets at a greater risk of injury from natural disasters. The state’s warm and humid climate also makes it an ideal breeding ground for bacteria that can cause liver and kidney damage.2 Plus, ticks located throughout Tennessee’s rugged landscape could serve as vectors for Lyme disease, posing a risk to pets who spend time outdoors.
Having pet insurance in your back pocket can help offset some of the vet bills associated with both unexpected and routine pet care. Whether your cat needs a tooth removed or your pup needs a cut stitched up, you can get them the care they need and worry less about the costs.
Why Choose a MetLife Pet Insurance Policy?
With so many options, looking for the best pet insurance in Tennessee can feel a little overwhelming. You might like to know that MetLife Pet was named "Pet Insurance of the Year" in the 2024 Pet Independent Innovation Awards.1 Here are some reasons pet parents may choose us:
- You can get reimbursed for covered expenses quickly, typically in 10 days or less.
- We have short waiting periods for accident and illness coverage.3
- You can use any licensed veterinarian or specialist across the country.
- You can include up to three pets under one policy with a shared deductible.
MetLife Pet Insurance Is Available in Tennessee. See What’s Covered
MetLife Pet offers dog insurance and cat insurance policies that are customizable to fit your budget and unique needs. You can choose from comprehensive coverage or just the necessities. You could also add optional coverage to help with parasite prevention and treatment costs. Coverage depends on your specific policy, but here are some things we can typically cover:
- Surgeries
- Hospitalizations and emergency care
- Vet-prescribed medication
- Diagnostic testing and imaging
- Exam fees
How Much Is Pet Insurance in Tennessee?
With MetLife Pet, an insurance policy can cost as low as $9 per month for one cat and $15 per month for one dog.4 This can vary, however, and your zip code may make a difference.
For instance, residents of larger cities, like Nashville, may have a higher rate than those who live in smaller areas, like Selmer. Your monthly premium might also vary based on other factors — like your pet’s species, breed, sex,5 and age — and what type of coverage you choose. Read our article on “How Much Does Pet Insurance Cost” to learn more, or get a free quote to see your custom rate.
Pet Insurance Claims We Paid in the Volunteer State
Still deciding if pet insurance is worth it for you? It may help to see how real people have benefitted from our coverage. Take a look at some of the claims we’ve paid to pet parents in Tennessee:6
- Almost $1,400 paid — This provided financial assistance to pay for an hepatomegaly exam for Blair, a 13-year-old mixed breed dog in Nashville, TN.
- About $800 paid — This helped cover a pancreatitis exam for 8-year-old mixed breed dog Tulip in Mount Juliet, TN.
- Nearly $250 paid — This went toward a recurring conjunctivitis exam for Rue, a 6-year-old mixed breed pup in Hendersonville, TN.
Pet Adoption Shelters in TN
Are you ready to add a cat or dog to your life? There are shelters in Tennessee that can help! Check out one of them below and be sure to stop by if you’re local to see the many pets looking for their forever home.
Humane Society of Memphis and Shelby County
935 Farm Rd, Memphis, TN 38134
If You Live in Tennessee, Consider Insuring Your Pet
Whether you have a city-loving dog in Memphis or a country cat near Sweetwater, your pet will likely need veterinary care at some point during their life. Don’t let unexpected vet expenses catch you by surprise. Get a personalized quote now, so you can focus on the good times with your trusted companion.
Pet Insurance Can Help Cover
Pet Injury & Illness Costs