Pet Insurance in Rhode Island | MetLife Pet Insurance

Protect your furry family members in the Ocean State with award-winning¹ pet insurance from MetLife Pet.

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Comprehensive Cat and Dog Insurance in Rhode Island

Our pet insurance has your cat or dog covered for illnesses, injuries, and preventive care from licensed vets in RI and beyond.

Illnesses

Get coverage for illnesses and diseases — including cancer, diabetes, and heart disease.

Injuries

Get coverage for various injuries, accidents, surgeries, and emergency vet visits.

Preventive Care

Get our Preventive Care add-on to help cover wellness vet bills — like vaccines and dental cleanings.

Benefits of Having Pet Insurance in Rhode Island

Life in Rhode Island comes with its own unique adventures — but your pet’s health shouldn’t be one of them. That’s why pet parents across the country choose our award-winning¹ coverage that starts at $7 per month for cats and $16 per month for dogs.²

Gastroenteritis

Ranger, a puppy from the Warwick area, had an upset stomach and wouldn’t eat. He was taken to the vet, who ran tests to figure out the cause.

Real claim: $2,450

MetLife Pet covered:³
$2,200

Poisoning

Mem, a dog from the Providence area, ate something that caused her to vomit. Her vet examined her and found it was macadamia nuts.

Real claim: $400

MetLife Pet covered:³
$350

Lymphoma

Peaches, a cat from the Newport area, has lymphoma. She went to the vet for an exam to check on her condition.

Real claim: $280

MetLife Pet covered:³
$220

Get Award-Winning¹ Coverage in Rhode Island

(855) 270-7387

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There is no substantive difference between a MetLife Pet Insurance policy in Rhode Island and a MetLife Pet policy in another U.S. state.

**As with any insurance policy, coverage may vary. Review our coverage and exclusions.

¹ “2024 Pet Insurance of the Year Award” Winners, Pet Independent Innovation Awards

² Calculation based upon select plans and coverages. Actual rates may vary based on pet age, breed, location, deductible, reimbursement rate, and annual limits you choose.

³ All claims paid amounts are based on MetLife Pet internal claims data from November 2023. These examples are for illustrative purposes only. These are based on a policy with a $100 deductible and 90% reimbursement, a $250 deductible and 90% reimbursement, and a $250 deductible and 80% reimbursement. The pet policies issued by Metropolitan General Insurance Company are the governing documents with respect to all matters of insurance. The specific facts of each claim must be evaluated in conjunction with the provisions of the applicable Policies to determine coverage in each individual case.

⁴ Accident and optional Preventive Care coverage begins on midnight EST of the effective day of your policy. Illness coverage begins 14 days from the effective day of your policy.

⁵ Family plan policies are limited to dogs age 12 and under and cats age 14 and under. Multi-policy discount is not available with Family Plans.

⁶ Based on a March 2025 review of publicly available summary information. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.

⁷ Virtual veterinary services are available through the MetLife Pet App and are provided entirely by AskVet, a third-party partner; MetLife is not responsible for any pet guidance or advice provided or taken. Veterinarians providing virtual veterinary services cannot prescribe medication or answer questions about the pet policy.

⁸ Reimbursement options include: 50%, 70%, 80% and 90%. Pet age restrictions may apply.

⁹ MetLife Pet Insurance is not authorized, endorsed, or sponsored by the respective owners of Zelle, or any other third-party marks. All Zelle® marks used herein are the exclusive property of Early Warning Services, LLC.

Pet Insurance coverage issued by Metropolitan General Insurance Company, a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota), and MetLife Pet Insurance Solutions Agency LLC (Illinois).

Disclosure for Maine Residents

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Rhode Island Pet Insurance

Comprehensive Cat and Dog Insurance in Rhode Island

Illnesses

Illnesses

Injuries

Injuries

Preventive Care

Preventive Care

Benefits of Having Pet Insurance in Rhode Island

Real stories from policyholders in Rhode Island

Gastroenteritis

Poisoning

Lymphoma

Be Prepared for the Unexpected

Get Award-Winning¹ Coverage in Rhode Island

Rhode Island Pet Insurance

Comprehensive Cat and Dog Insurance in Rhode Island

Illnesses

Illnesses

Injuries

Injuries

Preventive Care

Preventive Care

Benefits of Having Pet Insurance in Rhode Island

Real stories from policyholders in Rhode Island

Gastroenteritis

Poisoning

Lymphoma

Be Prepared for the Unexpected

MetLife Pet Makes Pet Insurance in Rhode Island Easy

Get Award-Winning1 Coverage in Rhode Island

Get Award-Winning¹ Coverage in Rhode Island