Award-Winning Pet Insurance in Nebraska

From the prairies to the plains, Nebraska is known for its vast farmland and nature. Aside from its agricultural roots, Nebraska boasts unique history — including being the originator of the Reuben sandwich.²

No matter what life brings you in Nebraska, you may be doing it alongside a four-legged companion. Award-winning¹ MetLife Pet Insurance can help offset the rising costs of veterinary care in states like Nebraska and across the country. Read on to learn more about potential risks in the state for your cat or dog and how pet insurance can help.

Why Pet Insurance May Be a Good Idea if You Live in NE

With vast farmland, grasslands, and forests in Nebraska, there are many memories to be made with your furry family member. With great adventure comes great responsibility, and it’s important to be mindful of things that can harm your dog or cat throughout the state.

Visits to the vet can add up quickly if your pet ingests a poisonous plant, interacts with a wild animal, or just has an upset stomach. With a MetLife Pet Insurance policy, you can get reimbursed for covered expenses. For a monthly fee, you can visit any licensed vet in the country and get money back in your wallet for covered and approved accidents and illnesses, allowing you to focus on giving your pet the healthy life they deserve.

Why Choose a MetLife Pet Insurance Policy?

Choosing the best pet insurance in Nebraska can be hard. We understand you need a policy to fit your unique lifestyle, and that’s why we create customizable plans that work with you and your pet. But don’t just take it from us. MetLife Pet Insurance was awarded "Pet Insurance of the Year" in the 2024 Pet Independent Innovation Awards.

Here are just a few reasons pet parents insure their beloved family members through us:

• We have no breed or age restrictions.
• We work with any licensed vet in the U.S.
• You can be reimbursed for covered and approved expenses within 10 days.³
• You can customize your plan to allow up to three dogs or cats on a shared deductible.⁴
• We accept pre-existing conditions if you transfer from another insurance plan.⁵
• We offer add-on wellness and prevention plans for more comprehensive coverage.⁶
• Our plans have among the shortest waiting periods for accident and illness coverage.^7,8

MetLife Pet Insurance Is Available in Nebraska. See What’s Covered

Whether you’re looking for dog insurance or cat insurance, MetLife Pet Insurance policies are customizable to fit your lifestyle. Learn more about our coverage and exclusions to see what we cover.

While coverage depends on your individual policy, here are a few things a typical MetLife Pet Insurance plan often covers:

• Accidents and illnesses
• Surgeries
• Hospital stays and emergency visits
• Diagnostic testing
• Imaging testing like X-rays and ultrasounds
• Alternative therapies
• Exam fees

How Much Is Pet Insurance in Nebraska?

Our MetLife Pet Insurance policies start as low as $9 per month for cats and $15 per month for dogs, but your monthly premium depends on a variety of factors.¹⁰

Policies can cost more per month if you’re in a larger city like Omaha or Lincoln, compared to a smaller town like Wahoo. Other factors that can influence the cost of pet insurance include whether you have a cat or dog, as well as their breed, age, sex,¹¹ and any pre-existing conditions they may have.

Your premium may also vary depending on any add-on coverage you opt into, or how you choose to customize your reimbursement rate.^12,13

Pet Insurance Claims We Paid in Nebraska

Is pet insurance right for you? Read on for some real life claims right from Nebraska to get a better idea of what your coverage could look like.¹⁴

• More than $300 paid — This covered an exam for a mixed puppy with accidental poisoning in Omaha, NE.  
• About $200 paid — This helped pay for a heartworm prevention treatment in a 5-year-old mixed dog in Omaha, NE.
• About $200 paid — This went towards a prescription flea and tick control treatment for a mixed puppy in Omaha, NE.
• More than $100 paid — This paid for an exam for a 5-year-old domestic short hair cat who’d been cut by broken glass in Omaha, NE.
• Over $100 paid — This covered an exam for a 2-year-old goldendoodle with environmental atopy in Lincoln, NE.

Notable claim in Nebraska

Atlas, a small mixed dog in Columbus, was vomiting frequently, so his pet parents brought him into the vet. The clinician ran some diagnostic tests and diagnosed him with chronic gastritis. The exam cost $185, but they had a MetLife Pet Insurance policy with a 100% reimbursement rate, so their entire bill was covered. Atlas was put on a special diet to keep inflammation down and is now feeling much better!

Pet Injuries and Illnesses Typically Found in The Cornhusker State

Whether you have working animals on your farm or if your dogs and cats are indoor pets, you should know how to protect them. Read on to learn some common injuries and illnesses that may impact cats and dogs in Nebraska.

• Ticks: Nebraska farm dogs or barn cats may spend more of their life outdoors than most pets. But whenever your animal is outdoors, they’re at risk for tick bites. Nebraska ticks may carry spotted fever rickettsia (SFR), Rocky Mountain spotted fever (RMSF), and Lyme disease. Protect your dogs and cats with a tick prevention medication.¹⁵
• Snake bites: Nebraska is home to four types of venomous snakes: the timber rattlesnake, prairie rattlesnake, copperhead, and massasauga. Each of these has a potentially fatal bite and may pose a risk to your pets. Watch out for snakes when you’re hiking or in a field with your cats or dogs.¹⁶
• Allergies: Dust, pollen, and hay are among some of the common pet allergens in Nebraska. Allergy symptoms usually appear as itchiness and rashes on your pet, typically diagnosed as atopic dermatitis (AD). If your cat or dog has AD, they may experience seasonal flare-ups or year-round symptoms depending on their specific allergen.
• Osteoarthritis: The nature of a farm dog’s duties means they’re generally more active than the average dog. They may perform chores, help herd other farm animals, and jump throughout their days. This all puts a strain on their joints and puts them at a higher risk of developing osteoarthritis from the constant wear and tear.

Nebraska Plants That Can Be Poisonous to Pets

With Nebraska’s vast farmland and forests, there are many plants that can be poisonous to your pet. Whether you have a farm dog that roams free in the plains of Kearney or a housecat in Ogallala, it’s important to identify some potentially toxic plants that can harm your pet.¹⁷

Here are a few to watch out for:

• Arrowgrass
• Daffodil
• Dwarf milkweed
• Horsetail
• Nebraska lupine
• Nightshade
• Oleander
• Poison sumac
• Wisteria

Most Popular Dog Breeds in Nebraska

Nebraska is home to beloved pets across the state and has its favorites among them. Here are the top three dog breeds across the state of Nebraska and some common health concerns they may face:¹⁸

1. Labrador retriever: The loyal and fun-loving Lab may be at a higher risk of cancer, heart disease, and obesity.
2. German shepherd: The confident and smart German shepherd may be prone to gastroenteritis, skin conditions, otitis, and colitis.
3. Golden retriever: The friendly and energetic golden may be predisposed to bloat, hot spots, lipomas, and colitis.

Adoptable Dogs and Cats in Nebraska

Knowing all that’s out there in the great outdoors, you may feel ready to add a four-legged friend to your crew. The good news is there are many dogs and cats looking for forever homes across the state of Nebraska. Find your next furry family member and explore PetFinder for adoptable dogs and adoptable cats in Nebraska.

If You Live in Nebraska, Consider Insuring Your Pet

Whether you have a farm kitty or an apartment-dwelling pup, it’s likely your pet will need veterinary care at some point throughout their life. Pet insurance can help offer peace of mind to protect your pet — and your wallet — for covered and approved expenses. Get a free quote so you can give your pet the care they deserve into their golden years.