Pet Insurance in Minnesota | MetLife Pet Insurance

Protect your furry family members in the North Star State with award-winning¹ pet insurance from MetLife Pet.

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Comprehensive Cat and Dog Insurance in Minnesota

Our pet insurance has your cat or dog covered for illnesses, injuries, and preventive care from licensed vets in MN and beyond.

Illnesses

Get coverage for illnesses and diseases — including cancer, diabetes, and heart disease.

Injuries

Get coverage for various injuries, accidents, surgeries, and emergency vet visits.

Preventive Care

Get our Preventive Care add-on to help cover wellness vet bills — like vaccines and dental cleanings.

Benefits of Having Pet Insurance in Minnesota

Life in Minnesota comes with its own unique adventures — like hiking in Gooseberry Falls State Park and visiting the Mall of America^®2 — but your pet’s health shouldn’t be one of them. That’s why pet parents across the country choose our award-winning¹ coverage that starts at $7 per month for cats and $16 per month for dogs.³

Soft Tissue Injury

Jasmine, a dog from the Minneapolis area, injured her knee. Her veterinarian performed a patellar luxation surgery to fix it.

Real claim: $7,400

MetLife Pet covered:³
$5,000

Gastritis

Moses, a dog from the Duluth area, was vomiting and appeared lethargic. His vet treated him for gastritis.

Real claim: $375

MetLife Pet covered:³
$300

Colitis

Laney, a cat from the St. Paul area, needed prescription food to help manage inflammation caused by colitis.

Real claim: $115

MetLife Pet covered:³
$75

Get Award-Winning¹ Coverage in Minnesota

(855) 270-7387

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There is no substantive difference between a MetLife Pet Insurance policy in Minnesota and a MetLife Pet policy in another U.S. state.

**As with any insurance policy, coverage may vary. Review our coverage and exclusions.

¹ “2024 Pet Insurance of the Year Award” Winners, Pet Independent Innovation Awards

² MetLife Pet Insurance is not authorized, endorsed, or sponsored by the respective owners of Zelle, or any other third-party marks.

³ Calculation based upon select plans and coverages. Actual rates may vary based on pet age, breed, location, deductible, reimbursement rate, and annual limits you choose.

⁴ All claims paid amounts are based on MetLife Pet internal claims data from December 2023. These examples are for illustrative purposes only. These are based on policies with a $250 deductible and 80% reimbursement and a $250 deductible and 90% reimbursement. The pet policies issued by Metropolitan General Insurance Company are the governing documents with respect to all matters of insurance. The specific facts of each claim must be evaluated in conjunction with the provisions of the applicable Policies to determine coverage in each individual case.

⁵ Accident and optional Preventive Care coverage begins on midnight EST of the effective day of your policy. Illness coverage begins 14 days from the effective day of your policy.

⁶ Family plan policies are limited to dogs age 12 and under and cats age 14 and under. Multi-policy discount is not available with Family Plans.

⁷ Based on a March 2025 review of publicly available summary information. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.

⁸ Virtual veterinary services are available through the MetLife Pet App and are provided entirely by AskVet, a third-party partner; MetLife is not responsible for any pet guidance or advice provided or taken. Veterinarians providing virtual veterinary services cannot prescribe medication or answer questions about the pet policy.

⁹ Reimbursement options include: 50%, 70%, 80% and 90%. Pet age restrictions may apply.

Pet Insurance coverage issued by Metropolitan General Insurance Company, a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota), and MetLife Pet Insurance Solutions Agency LLC (Illinois).

Disclosure for Maine Residents

L4372750[exp0427][All States and][No Territories]

Minnesota Pet Insurance for Dogs & Cats

Comprehensive Cat and Dog Insurance in Minnesota

Illnesses

Illnesses

Injuries

Injuries

Preventive Care

Preventive Care

Benefits of Having Pet Insurance in Minnesota

Real stories from policyholders in Minnesota

Soft Tissue Injury

Gastritis

Colitis

Be Prepared for the Unexpected

Get Award-Winning¹ Coverage in Minnesota

Minnesota Pet Insurance for Dogs & Cats

Comprehensive Cat and Dog Insurance in Minnesota

Illnesses

Illnesses

Injuries

Injuries

Preventive Care

Preventive Care

Benefits of Having Pet Insurance in Minnesota

Real stories from policyholders in Minnesota

Soft Tissue Injury

Gastritis

Colitis

Be Prepared for the Unexpected

MetLife Pet Makes Pet Insurance in Minnesota Easy

Get Award-Winning1 Coverage in Minnesota

Get Award-Winning¹ Coverage in Minnesota