Cat Insurance
With plans starting at $7 per month, cat insurance reimburses you for covered expenses on your pet’s health care, helping you save money and keep kitties purring.1,2
or call 855-270-7387
Reasons To Insure Your Cat With MetLife Pet
Same-day coverage for cats of all ages
From kittens to senior cats, we offer 0-day waiting periods for accident and Preventive Care coverage.4
Customizable family plans
Build a plan that fits your needs and budget — and cover multiple pets under one policy.5
Accepted across the country
Use your cat insurance at any licensed vet in the U.S., and get up to 90% of covered care reimbursed.2
Free 24/7 vet chat6
Get lightning-fast support, day or night, no matter where you are with vet telehealth services in our mobile app.
What Do Our Cat Insurance Plans Cover?
With plans starting at $7 per month, you can get reimbursed for vet bills related to injuries and illnesses — like the ones below — and add coverage for routine care.1
Accidents and Injuries
Broken bones, foreign body ingestion, poisoning
Illnesses and Conditions
Diabetes, periodontal disease, hereditary and chronic disorders
Exams and Prescriptions
Emergency exams, prescription food, pain and anxiety meds
Procedures and Diagnostics
Surgeries, X-rays, blood work, hospitalizations
Holistic/Alternative Therapies
Acupuncture, laser therapy, hydrotherapy
See the Potential Savings With MetLife Pet Insurance7
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Dental Disease
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Growth or Tumor
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Urinary Tract Infection (UTI)
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Diabetes
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Broken Bone
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Severe Trauma (vehicular)
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Poisoning
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Foreign Object Removal
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Dental Cleaning
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Spay or Neuter
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Vaccination
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Parasite Prevention
How To Use Our Cat Insurance
Take your cat to the vet
Whatever care your cat needs, take them to any licensed vet or emergency clinic across the country. There aren’t any networks!
Pay the bill, then send your claim
Pay your bill at the vet, then submit a claim with the invoice and records from the visit. We’ll contact your vet if we need more information.
Get reimbursed quickly
Covered claims are typically processed within 5 days. They can then be reimbused through direct payments, like Zelle®, or paper checks.10
Real Savings From Our Policyholders
Clover: Foreign Object
This 1-year-old Burmese cat living in Arizona swallowed plastic wrap and went to the vet to get it removed.
MetLife Pet covered $3,000 of the $3,800 bill.11
Bisquick: Urinary Obstruction
This 5-year-old Tabby cat living in New York City had a urinary obstruction and had surgery to address the condition.
MetLife Pet covered $3,800 of the $4,900 bill.11
FAQs About Pet Insurance for Cats
Our cat insurance policy starts at $7 a month for one cat, but your rate depends on factors like your cat’s age, breed, and your zip code.1 The exact amount is also based on the reimbursement rate, annual limit, and deductible you choose.2,12,13 Adding optional Preventive Care coverage or insuring multiple pets can also affect the overall cost.
But with flexible pet insurance plans, MetLife Pet makes it easy to find coverage that is cost-effective and supports your cat’s health at every stage of life.
Get coverage for all of your furry companions with pet insurance for multiple pets. Add up to three pets (cats and dogs allowed) on a single policy with a shared deductible to save even more money.5
We also offer dog insurance for your pup companions and may be able to cover certain exotic pets — like rabbits, birds, ferrets, and reptiles.
Our standard cat insurance policy doesn’t cover vaccinations because they’re considered routine care — but our optional Preventive Care plan does. You can get reimbursed up to your annual limit for routine vaccinations, along with other essentials like teeth cleaning and flea, tick, and heartworm prevention.
Yes, taking out a policy for your indoor cat can be worth it in the long run. While indoor cats face fewer outdoor risks, they’re still vulnerable to certain illnesses, injuries, and age-related health issues. Unexpected vet bills for digestive issues, dental problems, or chronic conditions can add up quickly.
A cat insurance policy can provide financial protection, so you can focus on their well-being and ease the stress surrounding vet costs.
Getting pet insurance any time can be a great idea! Usually, the sooner you can enroll your cat in a pet insurance policy, the better your chances they’ll be covered for new health conditions and vet bills.
You may find that a good time to get cat insurance is before pre-existing conditions arise, when it helps protect your finances and is within your budget, or while your pet is young.
MetLife Pet cat insurance plans typically don’t provide coverage for things like pre-existing conditions, elective or cosmetic procedures, micro-chipping, grooming, obedience training, or breeding.
Download a sample policy for more coverage details.
Ready To Enroll Your Feline Friend?