Dog Insurance
With plans starting at $16 per month, dog insurance reimburses you for covered expenses on your pet’s health care, helping you save money and keep tails wagging.1,2
or call 855-270-7387
Reasons To Insure Your Dog With MetLife Pet
Same-day coverage for dogs of all ages
From puppies to seniors, we offer 0-day waiting periods for accident and Preventive Care coverage.4
Customizable family plans
Build a plan that fits your needs and budget — and cover multiple pets under one policy.5
Accepted across the country
Use your dog insurance at any licensed vet in the U.S., and get up to 90% of covered care reimbursed.2
Free 24/7 vet chat6
Get lightning-fast support, day or night, no matter where you are with vet telehealth services in our mobile app.
What Do Our Dog Insurance Plans Cover?
With plans starting at $16 per month, you can get reimbursed for vet bills related to injuries and illnesses — like the ones below — and add coverage for routine care.1
Accidents and Injuries
Broken bones, poisoning, bite wounds
Illnesses and Conditions
Cancer, diabetes, hereditary and chronic disorders
Exams and Prescriptions
Emergency vet visits, prescription food, pain meds
Procedures and Diagnostics
Surgeries, X-rays, blood work, hospitalizations
Holistic/Alternative Therapies
Acupuncture, laser therapy, hydrotherapy
See the Potential Savings With MetLife Pet Insurance7
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Skin Allergies
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Growth or Tumor
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Heart Disease
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Diabetes
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Broken Bone
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Severe Trauma (vehicular)
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Poisoning
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Cruciate Ligament Tear
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Dental Cleaning
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Spay or Neuter
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Vaccination
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Parasite Prevention
How To Use Our Pet Insurance
Take your pup to the vet
Whatever care your dog needs, take them to any licensed vet or emergency clinic across the country. There aren’t any networks!
Pay the bill, then send your claim
Pay your bill at the vet, then submit a claim with the invoice and records from the visit. We’ll contact your vet if we need more information.
Get reimbursed quickly
Covered claims are typically processed within 5 days. They can then be reimbused through direct payments, like Zelle®, or paper checks.2
Real Savings From Our Policyholders
Gus: Abdominal Swelling
This 5-year-old dog living near Minneapolis, MN, experienced an abdominal effusion and was brought to the vet for an exam and treatment.
MetLife Pet covered $10,500 of the $16,600 bill.10
Max: Foreign Object
This 8-year-old dog living near Denver, CO, ingested a sock and needed an exam and surgery to remove it.
MetLife Pet covered $5,400 of the $6,800 bill.10
Dog Insurance Coverage for All Breeds
MetLife Pet offers dog insurance to puppies, adults, and seniors regardless of their breed. Check out how much you could save with insurance for these popular breeds.
FAQs About Pet Insurance for Dogs
MetLife Pet’s dog insurance starts at $16 per month for one dog, but your exact price depends on a few factors.1 Your pet’s age, species, breed, and your zip code all impact the cost. Choosing a different reimbursement rate, deductible, or annual limit can also change the price2,11,12 — as well as adding more pets to a policy or Preventive Care coverage.
Visit our plans page for more information on our available insurance options.
Get coverage for all of your furry companions with pet insurance for multiple pets. Add up to three pets (dogs and cats allowed) on a single policy with a shared deductible to save even more money.5
We also offer cat insurance for your frisky feline friends and may be able to cover certain exotic pets — like rabbits, birds, ferrets, and reptiles.
Getting pet insurance any time is a great idea! Usually, the sooner you can enroll your dog in an insurance policy, the better your chances are they’ll be covered for new health conditions and vet bills.
You may find that a good time to get dog insurance is before pre-existing conditions arise, when it helps protect your finances and is within your budget, or while your pet is young.
MetLife Pet dog insurance plans typically don’t provide coverage for things like pre-existing conditions, elective or cosmetic procedures, micro-chipping, grooming, obedience training, or breeding.
Download a sample policy for more coverage details.
Our dog insurance policies can help you cover tooth extractions for deciduous teeth, and other diagnostics and treatment. But dog insurance doesn’t cover routine dental care.
If you want coverage for your dog’s routine teeth cleanings and related extractions, you may be able to get reimbursed13through our Preventive Care plan add-on.
Visit our pet dental insurance coverage page for more details.
Help Protect Your Pup at Any Age