COMPARISONS
MetLife Pet Insurance vs. ASPCA
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Pet insurance can be a great way to help keep your pet healthy and safeguard your finances. But how do you know which provider is the best choice for you? To help you find the right insurer, let’s take a look at how a MetLife Pet policy stacks up against an American Society for the Prevention of Cruelty to Animals (ASPCA®) insurance policy.1
Compare ASPCA Pet Insurance vs. MetLife Pet**
Here’s a glance at how some of the MetLife Pet Insurance policy provisions compare with those of the ASPCA’s Complete CoverageSM plan.1,2
A “No” accompanied with a red “X” in the above table means this is not included or that exclusions may apply.
As with any insurance policy, coverage may vary and exclusions apply. See our coverage and exclusions page for more details, and learn how our pet insurance works.
Still searching for pet insurance? See how we compare to other providers.
Is MetLife Pet the Right Provider for You and Your Furry Family?
Reasons To Consider MetLife Pet Insurance Over ASPCA
We know having a plan that fits your needs is an essential part of choosing a pet insurance provider. Here are a few ways we may stand out against ASPCA's policies.
Shorter Waiting Period
For virtually immediate coverage, MetLife Pet Insurance offers a 0-day waiting period4 for accidents while ASPCA has a 14-day waiting period for accidents.2
Supportive Care
MetLife Pet offers coverage for boarding costs, lost pet advertising and rewards, and any vet-prescribed food. ASPCA policies don’t offer this kind of supportive care.2
Quick Reimbursements
You could be waiting longer for reimbursements with ASPCA. After you submit your claim, MetLife Pet typically reimburses covered costs within 5 days. With ASPCA, it could be 9 days or more.2
Ways MetLife Pet Takes Care of Their Pack
When purchasing insurance protection, you likely want to know you’re making a good decision with your hard-earned money. Here are some of the ways we help pets and their people.
Support for the Community
In 2023, we donated over $1.3 million to animal shelters we work with across the country, and we offer educational resources to help people care for their pets.11
Preventive Care Coverage
You can add our optional Preventive Care Plan to your policy and get reimbursed for routine and wellness expenses, up to your policy’s annual limit.12
Discounts
We have a variety of discounts for eligible policyholders and a deductible discount to help you save even more money.13,14
Family Plans
Our family plan covers multiple pets under one policy with a shared deductible, so you can save more money — you can even combine cats and dogs.3
Get the Award-Winning15 Coverage They Deserve
With more than 15 years of experience insuring pet parents across the country, we work hard to ensure your pet gets the care they need — so you can focus on giving them the happy, healthy life they deserve. Just like Texas pup, Frank.
Frank, a 2-year-old beagle, is a curious pup who got into the garbage and ate some chicken bones leftover from dinner. He started acting really sick, so his family took him to the vet. After diagnostics and supportive care, they had to surgically remove the chicken bones to avoid further damage. The surgery and hospitalization cost around $5,900.16
MetLife Pet covered $5,300 of the $5,900 bill.16 Get coverage, like Frank’s family did, for your pets — so your finances can be covered for unexpected vet bills and you can focus on their care.