COMPARISONS
MetLife Pet Insurance vs. Lemonade
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Shopping for pet insurance can be a bit overwhelming. And with so many providers and plans to choose from, it may be difficult to know exactly what you need. That’s why we’ve done the research and created easy-to-understand comparisons to other pet insurance providers to help you figure it out. Read on to see how we compare to pet insurance from Lemonade.
Compare Lemonade Pet Insurance vs. MetLife Pet Insurance**
Here’s a glance at how some of the MetLife Pet Insurance policy provisions compare with those of Lemonade.1
A “No” accompanied with a red “X” in the above table means this is not included or that exclusions may apply.
As with any insurance policy, coverage may vary and exclusions apply. See our coverage and exclusions page for more details, and learn how our pet insurance works.
Still searching for pet insurance? See how we compare to other providers.
Is MetLife Pet the Right Provider for You and Your Furry Family?
Reasons To Consider MetLife Pet Insurance Over Lemonade
We know having a plan that fits your needs is an essential part of choosing a pet insurance provider. Here are a few ways we may stand out against Lemonade’s policies.
Shorter Waiting Period
For virtually immediate coverage, MetLife Pet Insurance offers a 0-day waiting period3 for accidents while Lemonade has a 2-day waiting period for accidents.1
Supportive Care
MetLife Pet offers coverage for grief counseling,5 boarding costs, and lost pet advertising and rewards. Other insurers, like Lemonade, may not offer this kind of supportive care.
Comprehensive Coverage
Coverage for vet exam fees, dental illness or injury, and end-of-life care is built into MetLife Pet’s standard policy. With Lemonade, coverage for these types of expenses need to be added to your standard plan.1
Ways MetLife Pet Takes Care of Their Pack
When purchasing insurance protection, you likely want to know you’re making a good decision with your hard-earned money. Here are some of the ways we help pets and their people.
Support for the Community
In 2023, we donated over $1.3 million to animal shelters we work with across the country, and we offer educational resources to help people care for their pets.10
Preventive Care Coverage
You can add our optional Preventive Care Plan to your policy and get reimbursed for routine and wellness expenses, up to your policy’s annual limit.11
Discounts
We have a variety of discounts for eligible policyholders and a deductible discount to help you save even more money.12,13
Family Plans
Our family plan covers multiple pets under one policy with a shared deductible, so you can save more money — you can even combine cats and dogs.2
Get the Award-Winning14 Coverage They Deserve
With more than 15 years of experience insuring pet parents across the country, we work hard to ensure your pet gets the care they need — so you can focus on giving them the happy, healthy life they deserve. Just like California pup, Appie.
Appie, a German shorthaired pointer puppy, was playing outside her family’s home when she tripped in a hole and severely hurt her leg. She was rushed to the vet for emergency care, where she was diagnosed with a fractured elbow. After X-rays, pain medication, and surgery to set the bones with wires, Appie’s parents were charged around $10,400.15
MetLife Pet covered $9,400 of the $10,400 bill.15 Get coverage, like Appie’s family did, for your pets — so your finances can be covered for unexpected vet bills and you can focus on their care.