PET INSURANCE
Or call 855-270-7387
What’s Covered Under the Preventative Care Add-On?
The optional preventative care plan enhances the standard injury and illness policy with extra wellness coverage for regular care.1 Here’s a list of what can typically be covered with this optional benefit:
Parasites, heartworm, and Lyme prevention
Vaccines
Teeth cleaning
Supplements and vitamins5
Nail trim3
Genetic testing5 (only if purchased through a vet)
Dew claw removal5
Radiograph screenings5
Tail docking5
EKG5
Behavior training (if recommended by a vet for anxiety or aggression)
Gastropexy5
What’s Not Covered Under MetLife Pet Insurance?
To help make insurance premiums affordable for all pet parents, there are some exclusions — as with every pet insurance company. The following are not covered under any MetLife Pet policy:
Microchipping
Breeding or conditions related to breeding
Obedience training
Grooming costs and routine nail trims
Non-prescription food
Organ transplants
Illness or injury that arises out of racing, coursing, commercial guarding, law enforcement, or organized fighting of your pet
Health/travel certificates
Elective surgeries
Cosmetic or aesthetic procedures
What You Can Save 6
You Pay
$250
MetLife Pet Covers
$2,250
Total Vet Bill
$2,500
More resources on skin allergies:
Cost info sourced from How Much Does a Vet Visit Cost? and Average emergency vet costs: what to expect.
Pet insurance companies typically don’t fully cover pre-existing conditions, which are generally illnesses, injuries, or symptoms that occurred prior to the coverage date and/or any applicable waiting period. However, MetLife Pet may actually cover certain pre-existing conditions when switching providers. These include conditions that were covered by a previous insurance provider for group policyholders. Learn more about pre-existing conditions and reference your policy for full details.
Get a quote in a few simple steps, then customize your plan by adjusting how much you want to be reimbursed or your deductible amount. For more customization options, contact us at 1-866-937-7387.
The maximum dollar amount you can be reimbursed per policy year. Select a lower limit for a typically lower monthly premium.
The percentage of your vet bill reimbursed by MetLife Pet. Go for a higher rate if you want more cash back on covered, approved claims. Note that the premium may increase if you select a higher reimbursement rate.
The amount of money you must pay before MetLife Pet will pay a claim. Choose a high deductible for a typically lower monthly premium.
It's no secret that caring for your pet can be expensive, with some studies putting yearly health-related pet costs around $400 — $1,200.9 One way to help offset these costs is by purchasing a policy from award-winning10 MetLife Pet. See if it’s right for you and your pet by getting a personalized quote today.
Reimbursements up to 90% on covered expenses7
No breed restrictions or upper-age limits
Deductible savings with our healthy pet incentive11