PET INSURANCE

Does Pet Insurance Cover Neutering? 

Four Minutes
Jun 05, 2024

Pet overpopulation is an ongoing concern, and in many cases, there simply aren’t enough homes to take in the millions of unwanted pets born every year.1 This is just one reason why your veterinarian may recommend neutering your male pets. While it’s a common procedure, many pet insurance providers won’t cover neutering in their basic accident and illness plans, but others — like MetLife Pet — may cover it in their routine wellness add-ons!2

With the Preventive Care add-on, MetLife Pet can help you cover the costs of neutering. Get your free quote for pet insurance with Preventive Care.

MetLife Pet Insurance Can Help Cover Neutering for Dogs and Cats

You can get help covering neutering costs with a Preventive Care add-on from MetLife Pet Insurance. While some providers will only pay out a set amount of money toward neutering costs per year (e.g., $100), MetLife Pet can reimburse up to 90% of covered wellness costs, up to your plan’s annual limit.3,4,5

The Preventive Care add-on also can help reimburse you for other routine wellness expenses, including:

These procedures can help your pet enjoy a longer, happier life — and can save you money by potentially preventing more expensive veterinary bills down the line.

MetLife Pet’s Preventive Care Can Help Cover Neutering Costs

See What It Costs

How Much Does Neutering Cost?

The cost of neutering your pet depends on several factors — like their species, age, size, and your geographical location. Neutering a dog can cost anywhere from $250 to over $500, whereas neutering a cat typically costs between $165 and $250.6,7 Some pet shelters may also neuter your pet prior to adoption, in which case the cost would be rolled into the adoption fee.6

Regardless of where you get your pet neutered or how much the bill is, a Preventive Care add-on from MetLife Pet can help you cover it!

How MetLife Pet has helped real customers cover neuter costs

Jean Luc, a young kitten in California, had a nearly $600 neutering bill that was reimbursed for more than $520 thanks to his Preventive Care add-on.8 Guy, a mixed dog in Washington state, was likewise covered for just over $500 on his more than $550 neutering expenses.9

Why Neuter Your Pet?

Neutering your male pet doesn’t just help prevent unwanted pregnancy — it can also come with certain health benefits. Neutered males are less likely to develop certain diseases, including some cancers.1 Other potential benefits to consider include:10

As always, consult with your vet before making any major health decisions for your pet!

MetLife Pet Can Help With Neutering and Other Routine and Unexpected Costs

Neutering is an important choice for pet parents, and it’s one that can bring many health benefits. Don’t let an expensive bill get in the way of your pet’s wellness. MetLife Pet’s Preventive Care add-on can help cover routine — but important — vet expenses, from neutering to dental cleaning, vaccinations, and more!

Don’t wait for unexpected vet bills to rear their ugly head. Get started today with a free quote from MetLife Pet, and find out how much you could save.

Our Pet Insurance Wellness Plan Can Help With Neutering Costs