PET HEALTH
Heartworms are a life-threatening parasite that can damage a dog’s arteries, heart, and lungs.1 But recognizing the signs of heartworm in dogs can be difficult. That’s why prevention is so important. Let’s take a closer look at heartworm symptoms, causes, and treatment. Then, we’ll explore how pet insurance could help cover the cost of treating or preventing heartworm in dogs.
Heartworms are parasites that are typically transmitted through mosquito bites. When a mosquito bites a dog or other animal already infected with heartworm, it picks up the larvae (known as microfilaria) that are present in the animal’s bloodstream. Then, the next time the infected mosquito bites an animal, the microfilaria get deposited into the circulatory system of the new host. These larvae get dispersed throughout the body and mature over a period of 6 months. Once heartworm larvae have matured, they can remain present in the host for up to 7 years.1
Tracking mosquito bites is already difficult enough, and there’s no way of knowing if a mosquito is carrying heartworm larvae. That’s why prevention is so important.
It’s tempting to think that heartworm is only a problem in regions with a heavy mosquito population. However, heartworm disease has been recorded in all 50 states — even in northern states where the weather is colder.1
Pets who spend a lot of time outdoors are typically at a higher risk of infection, but that doesn’t mean indoor pets are completely safe. Mosquitoes can easily get inside your home and target your dog.1
Also, shelter animals tend to be at a higher risk for heartworm since they’ve often spent time outdoors without vet care and preventive medication.2 If you adopt a dog from a shelter, be sure to have them tested and put on a prevention plan as soon as possible. (Note: It can be dangerous for dogs already infected with heartworms to be put on preventive medication. Have your dog checked by a vet first and always follow their recommendations.)3 If you adopt a dog with heartworm, be prepared to give them the treatment they need.
Early heartworm disease often doesn’t present symptoms, which is why it can be so difficult to diagnose.1 As the larvae mature, symptoms will become more apparent.
Early infection is virtually undetectable. This is the time between the initial mosquito bite and the worms reproducing. It’s not until the worms mature in the heart and lungs that your dog may begin to exhibit:1
This is when the mature heartworms begin to clog your dog’s blood vessels, heart, and lungs. At this point, heartworm symptoms become more obvious:1
This is the most dangerous stage of heartworm disease in dogs because the abundance of worms causes organ failure. Blood flow is blocked by the sheer volume of worms in the heart and circulatory system, a condition known as caval syndrome. Hallmarks of this condition include:1
If dogs at this stage don’t receive immediate veterinary care, the prognosis is often fatal. Surgery may be required to remove the mass of heartworms from the heart and lungs.1
The good news is heartworm is entirely preventable. Furthermore, taking steps to prevent heartworms isn’t just the safe option, it’s also the most cost-effective one. A monthly prescription for heartworm tablets can range from $6 – $18 per month.4 Annual medications that only need to be given once every 6 or 12 months tend to max out at $150 per 6 months or $350 per year.4 Even at the higher end, that comes out to less than $30 per month.
If your dog is exhibiting symptoms of heartworms, bring them to the vet even if they’re already on preventive medication. Vets can use an antigen blood test to check for proteins produced by the heartworms themselves, although these can only be detected 5 months after the initial infestation.3 After 6 months, vets can also test for the presence of the microfilariae in your dog’s blood.3 An X-ray may also be recommended to image the mass of worms in your dog’s heart or lungs.3
The American Heartworm Society advises pet owners to get their pets tested for heartworms every 12 months and give them a heartworm preventative each month of the year.1 It’s generally recommended not to test dogs for heartworms until they are 7 months old.3
It’s important to test before starting your pup on a heartworm preventative. If your dog already has an adult heartworm infestation, the preventative could kill off the worms. While this might sound like a good thing, the downside is it can trigger systemic shock in your dog, which could endanger their life.3
Even after it progresses, heartworm disease in dogs is treatable. It can get expensive, however, and may take months before the infection clears up completely.
During the first 2 months, your vet may begin by putting your dog on a regiment of steroids and an antibiotic known as doxycycline. These help reduce inflammation and weaken the heartworms. Combined, these medications can cost nearly $200.4
Preventative medication may also be administered for the first 30 days. This is intended to get rid of any larvae lingering in your dog’s body. A waiting period of another 30 days follows, after which your dog will begin treatment to kill the adult worms. This involves a series of injections of a drug called melarsomine, which can run you between $500 and $1,500 per dose.4,5 Additional rounds of steroid treatment may also be recommended during this stage.4
Most cases of heartworm clear up after 1 – 3 months of treatment. A dog’s life expectancy after heartworm treatment is generally favorable, so long as they respond well to the treatment and no permanent damage is caused.
Melarsomine as a treatment is known to have side effects, however, including:6
Your vet will monitor your dog’s progress for these side effects or any other complications. Additional steps, such as limiting exercise, can help mitigate the likelihood of complications and may reduce overall recovery time.5
The cost of heartworm prevention is minimal when compared to the high price tag for treatment and recovery from this dangerous parasite. Protecting your dog also saves them from having to go through the trauma and pain of extensive treatment.
While you protect your dog, let MetLife Pet Insurance help protect your wallet. A standard dog insurance policy could reimburse7 you for the cost of heartworm treatment, while our Preventive Care add-on can help cover the cost of parasite prevention.
Learn more about how our insurance coverage works. Then, fetch a free quote to see exactly how much you could save while keeping your pup safe!
Help Protect Your Pup from Major Illnesses
Dr. Hunter Finn has been paid by MetLife to discuss the importance of choosing pet insurance. He is an integrative veterinary expert first, and social media star second. He owns Pet Method in McKinney, Texas, where he cares for pets while prioritizing their emotional well-being. When he’s not at his clinic, he’s starring in viral videos on TikTok (2 million followers) and Instagram (500K followers) — where he’s been known to snuggle puppies and conquer the latest dance trends.